If
you are renovating or extending your house by direct labour then you need a Self
Builder insurance solution. Our Extension Renovation cover provides the
following:
Public Liability:
This covers you in respect of your liability to members of the public, which can
normally arise when people come on-site and have an accident. (i.e. children
playing on-site, or people looking at your house for ideas for their own. Our
policy provides a Limit of Indemnity (the maximum amount payable inclusive of
legal and other costs) of up to €2,600,000 any one claim, and unlimited in any
one Period of Insurance.
Employers Liability:
Like
it or not for the purposes of your project you are deemed to be an employer,
with all of the responsibilities this entails. These include a legal
responsibility to provide a safe place of work. As Employees are specifically
excluded under a Public Liability Policy, you need to arrange Employer's
Liability insurance, which is included automatically under our package,
providing a Limit of Indemnity up up to €13,000,000 any one claim.
Property Cover (Extensions Only)
This provides property cover for your new extension until it is completed
and incorporated into your household insurance
Safety Statement (Optional)
As an employer you are obliged by law to comply with Health & Safety
Legislation. To help you meet this Self Builder Insurance can arrange for our Health and Safety
consultants to call and meet you on-site. You will be provided with expert
advice tailored to your site specific Safety Statement, and our consultant can
be called on at any time during your project to give you ongoing advice and
help.
This is an optional service designed to provide a clients with a "one stop
shop" for insurance and risk management, and there is an additional charge
involved.
Policy Term
Our standard policy provides cover for periods from six months to one year
depending on your requirements.
Flexible Payments
Ask us about flexible payments to suit your requirements
If you would like more information or a no obligation quotation just complete
our on line form below, and we'll get straight back to you.
If
you are renovating or extending your house by direct labour then you need a Self
Builder insurance solution. Our Extension Renovation cover provides the
following:
This covers you in respect of your liability to members of the public, which can
normally arise when people come on-site and have an accident. (i.e. children
playing on-site, or people looking at your house for ideas for their own. Our
policy provides a Limit of Indemnity (the maximum amount payable inclusive of
legal and other costs) of up to €2,600,000 any one claim, and unlimited in any
one Period of Insurance.
Like
it or not for the purposes of your project you are deemed to be an employer,
with all of the responsibilities this entails. These include a legal
responsibility to provide a safe place of work. As Employees are specifically
excluded under a Public Liability Policy, you need to arrange Employer's
Liability insurance, which is included automatically under our package,
providing a Limit of Indemnity up up to €13,000,000 any one claim.